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Insurance

Coinsurance

The percentage of medical costs you pay after meeting your deductible.

Coinsurance (typically 10-30%) is the portion of cost you pay after the deductible. Out-of-pocket maximums cap your total annual exposure.

What this means for you: international medical travel typically isn't subject to coinsurance — you pay the full bill. Some insurers reimburse based on "reasonable and customary" rates after the fact.

General information, not medical advice

What a term means for you depends on your own reports. Ask your treating doctor, or send your reports for a free review.

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Glossary entries are written by the Medcasts editorial team in plain language from published clinical sources. Each page shows its last-updated date.

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